Accept Bankcards

Pennies Matter

Bankcard acceptance is a complex and costly variable expense for merchants. It’s not a simple 1-rate billing model proposition. There’s a lot to consider when it comes to controlling these expenses. Look at the facts:

  • Payment acceptance fees are the 3rd largest expense for small businesses in America. For example, many major coffee shops spend more on payment acceptance fees alone than they do on coffee beans!
  • Approximately 83% of all merchants are paying higher fees for card acceptance than their initial quoted rates.
  • Merchants on a 3-tier billing model (the prevailing model in the US) routinely pay about 32-basis points more than they would on an interchange pass-thru billing model.
  • Merchants pay as much as 10% on AUTH attempts that didn’t even result in a sale!
Many merchant service providers promise guaranteed savings on payment expenses. EIRTH estimates that 95% of the businesses in America don’t understand the complexities of payment processing and acceptance fees, so they end up paying more than they should and more than they need to.

How EIRTH is Different
Our partnering approach, transparent business model and processing solutions are built on the key principal of saving you money.


EIRTH is here to guide you through the challenges and frustrations surrounding payment acceptance.

  • We set you up on an “Interchange Pass-through Billing Model”. It’s the most transparent billing model available. Interchange rates are published online making it easy for you to understand the rates you pay.
  • We qualify transactions properly so you can mitigate downgrades and unnecessary processing expenses.
  • We consult with you to prevent chargebacks, so you avoid costly expenses while maintaining compliance standards.

We have no term contracts and no exclusivity. We want the chance to earn your business every day.

Need Help?

Contact our customer support team!

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